The minimum investment is 2,500 and 1,000 for IRA accounts. Vanguard Institutional Index Fund Institutional Shares (VINIX ) The Vanguard Institutional Index Fund Institutional Shares.

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A question commonly asked is: What are the advantages of using Fixed Indexed Annuities
with Income Riders instead of a managed investment account?
Fixed Indexed Annuities, often called FIA's, typically have no fees, costs or other charges.
Managed accounts have fees ranging from 1.5%-3.5% annually whether you make money or lose money.
FIA income rider charges average between .7% - 1% and will typically guarantee 6-8% annual
roll-up on income account value.
If you invested 0,000 at 55 years old into an FIA back in 1999, then by the time you
reached the age of 71 in 2014 you would be guaranteed to have a minimum of 0,000 in
your income account providing ,800 of income a year for life and ,700 of income a year
if you need at

home health care.
This account would also have a lump sum death benefit of 4,000 minimum guaranteed.
If you had invested the same 0,000 in a managed account back in the year 1999 you
would be lucky to have 0,000 in that account today because of the fluctuations of the stock
From this managed account you can only safely withdraw about 3%-4% annually to last you
30 years in retirement, which comes out to about ,000.
This managed account would only have 0,000 total to help take care of you if you needed
at home health care.
To find out how to determine what's best for you call us toll free at 877.576.0814 or email
us at

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